Take Control of Your Money with the 6 Jars System
Track income & expenses, visualize where your money goes, and build wealth with T. Harv Eker's proven method
Join thousands of people already mastering their finances
Ingresos
$4,300
Gastos
$2,180
Balance
$2,120
Frascos del mes
Transacciones recientes
Do any of these sound familiar?
Most people struggle with the same things. CashFlowHQ has the solution.
You don't know where your money goes
You finish the month without knowing exactly where you spent and why you fell short.
Track every cent with intuitive categories
Record income and expenses in seconds. Visualize exactly where your money goes with clear reports.
You can't save consistently
Something unexpected always comes up that wipes out your savings before you can build them.
The 6 Jars system automates your savings plan
When you record income, CashFlowHQ automatically distributes it across your 6 jars based on your percentages.
Financial decisions feel overwhelming
Without clear data, it's hard to know if you can afford something or if you should wait.
Clear metrics guide your financial decisions
Intuitive dashboards and monthly PDF reports show your progress and where you're headed.
T. Harv Eker's 6 Jars System
A proven method to distribute your income and build wealth systematically
Necessities
$500 / $1,000Essential expenses: housing, food, transportation, utilities. The pillar of your financial stability.
💡 Keep your necessities below 50% of your income
Financial Freedom
$100 / $1,000Your golden goose. This money is NEVER spent — only invested to generate more money.
💡 This jar grows forever — invest in income-generating assets
Long-Term Savings
$100 / $1,000For planned large purchases: car, vacation, emergencies. Money you save and then spend.
💡 Save for specific goals and unexpected emergencies
Education
$100 / $1,000Invest in your knowledge: books, courses, workshops, mentorships. The best investment is yourself.
💡 Investing in your education yields the highest long-term returns
Play & Entertainment
$100 / $1,000For guilt-free enjoyment! Spa, fine dining, entertainment. Celebrate and spend it completely each month.
💡 You MUST spend this jar completely each month to maintain balance!
Give & Generosity
$100 / $1,000For giving and contributing: charity, gifts, helping others. Generosity opens the flow of abundance.
💡 Giving creates a virtuous cycle of abundance in your life
Everything you need to master your finances
Powerful tools designed to make your financial life easier
Real-time dashboard
Complete view of your financial health: balance, trends, jars, and goals all in one place.
Automatic 6 Jars system
Every income is instantly distributed across your 6 jars based on your configured percentages.
Financial goals with tracking
Define savings objectives with deadlines and monitor your progress visually.
Monthly PDF reports
Generate professional reports with charts, statistics, and detailed analysis in one click.
Smart budget alerts
Get notified when you approach your jar or category spending limits.
Multiple accounts unified
Cash, banks, cards, investments — all consolidated into one clear total balance.
Three steps to master your money
No complications. No learning curve. Start today.
Create your free account
Sign up in 30 seconds. No credit card required. Set up your accounts and jars in the welcome flow.
Record your income
Every time you receive a payment, record it in CashFlowHQ. The system automatically distributes money to each jar.
Watch your jars grow
Your financial freedom, savings, and education grow month by month. Reports show your clear and motivating progress.
Free
Everything you need to organize your personal finances
- Unlimited transactions
- 6 Jars system
- Unlimited accounts
- Monthly PDF reports
- Financial goals
- Budget alerts
- CSV export
- Dark mode
- Unlimited custom categories
- Priority support
Pro
Coming SoonFor those who want bank sync and advanced analytics
- Everything in Free
- Bank account sync
- AI auto-categorization
- Financial predictions
- Advanced smart alerts
- Report insights
Business
Coming SoonFor teams and businesses that need collaborative tools
- Everything in Pro
- Multi-organization
- Team collaboration (up to 10)
- P&L dashboard
- API access
- White-label reports
Frequently Asked Questions
Have questions? We have answers to the most common ones.
The 6 Jars system is a money management method created by T. Harv Eker, author of 'Secrets of the Millionaire Mind'. It involves dividing every income into 6 categories or 'jars' with fixed percentages: 50% for Necessities, 10% for Financial Freedom, 10% for Long-Term Savings, 10% for Education, 10% for Play, and 10% for Give. This system ensures you're always building wealth while covering your basic expenses.
Yes, CashFlowHQ's free plan includes all essential features: unlimited transactions, the complete 6 Jars system, unlimited accounts, monthly PDF reports, financial goals, budget alerts, and CSV export. There's no time limit or locked features. The free plan is permanent.
We use Supabase as our database infrastructure with Row Level Security (RLS) enabled, meaning each user can only access their own data — even system administrators cannot see your information. All communication is encrypted with HTTPS/TLS. Data is stored on secure servers with automatic backups.
The Free and Pro plans are primarily designed for personal finances. The Business plan (coming soon) will include multi-organization, team collaboration, a profit & loss dashboard, and API access, making it ideal for small and medium businesses.
CashFlowHQ supports any world currency. You can configure your preferred currency during onboarding or change it at any time from Settings. Reports and the dashboard will display all values in your selected currency.
Yes. You can export all your transactions in CSV format at any time from the Transactions section. You can also download your monthly reports in PDF format. Your data always belongs to you and you can take it with you whenever you want.
We're actively working on Pro features: automatic bank sync, AI-powered categorization, and financial predictions. We plan to launch the Pro plan in the coming months. You can subscribe to our waitlist to be among the first to get access.
CashFlowHQ is designed with a mobile-first approach. It works perfectly in any mobile browser — Chrome, Safari, Firefox. The interface is fully responsive and optimized for small screens. A native iOS and Android app is on our roadmap.
Still have questions? Contact us
Ready to transform your finances?
Join free today — no credit card required
No credit card required
No contracts. Cancel anytime.